Mortgage Comparison

How to Use This Tool

This mortgage comparison tool helps you evaluate different loan scenarios side by side. Follow these simple steps:

  1. Enter Loan Details - Adjust the sliders or type directly in the input fields to set your loan amount, interest rate, and term length for each scenario.
  2. Compare Results - Instantly see how changes affect your monthly payment and total interest over the life of the loan.
  3. View Amortization - Click on the tabs below to see a detailed month-by-month breakdown of payments for each scenario.
  4. Generate Report - Click the "Generate Detailed Report" button to download a PDF with complete comparison information.

Tip: Try comparing different loan terms (15 vs. 30 years) or interest rates to see how they impact your payments and total cost.

Scenario 1

Monthly Payment

$1973.79

Scenario 2

Monthly Payment

$2570.63

Amortization Schedule - Scenario 1

MonthPaymentPrincipalInterestRemaining Balance
1$1973.79$251.29$1722.50$299748.71
2$1973.79$252.74$1721.06$299495.97
3$1973.79$254.19$1719.61$299241.78
4$1973.79$255.65$1718.15$298986.13
5$1973.79$257.12$1716.68$298729.02
6$1973.79$258.59$1715.20$298470.43
7$1973.79$260.08$1713.72$298210.35
8$1973.79$261.57$1712.22$297948.78
9$1973.79$263.07$1710.72$297685.71
10$1973.79$264.58$1709.21$297421.13
11$1973.79$266.10$1707.69$297155.02
12$1973.79$267.63$1706.17$296887.40
13$1973.79$269.17$1704.63$296618.23
14$1973.79$270.71$1703.08$296347.52
15$1973.79$272.27$1701.53$296075.25
16$1973.79$273.83$1699.97$295801.42
17$1973.79$275.40$1698.39$295526.02
18$1973.79$276.98$1696.81$295249.04
19$1973.79$278.57$1695.22$294970.47
20$1973.79$280.17$1693.62$294690.30
21$1973.79$281.78$1692.01$294408.52
22$1973.79$283.40$1690.40$294125.12
23$1973.79$285.03$1688.77$293840.09
24$1973.79$286.66$1687.13$293553.43
25$1973.79$288.31$1685.49$293265.12
26$1973.79$289.96$1683.83$292975.16
27$1973.79$291.63$1682.17$292683.53
28$1973.79$293.30$1680.49$292390.23
29$1973.79$294.99$1678.81$292095.24
30$1973.79$296.68$1677.11$291798.56
31$1973.79$298.38$1675.41$291500.17
32$1973.79$300.10$1673.70$291200.08
33$1973.79$301.82$1671.97$290898.26
34$1973.79$303.55$1670.24$290594.70
35$1973.79$305.30$1668.50$290289.41
36$1973.79$307.05$1666.75$289982.36
37$1973.79$308.81$1664.98$289673.54
38$1973.79$310.59$1663.21$289362.96
39$1973.79$312.37$1661.43$289050.59
40$1973.79$314.16$1659.63$288736.43
41$1973.79$315.97$1657.83$288420.46
42$1973.79$317.78$1656.01$288102.68
43$1973.79$319.60$1654.19$287783.08
44$1973.79$321.44$1652.35$287461.64
45$1973.79$323.29$1650.51$287138.35
46$1973.79$325.14$1648.65$286813.21
47$1973.79$327.01$1646.79$286486.20
48$1973.79$328.89$1644.91$286157.32
49$1973.79$330.77$1643.02$285826.54
50$1973.79$332.67$1641.12$285493.87
51$1973.79$334.58$1639.21$285159.29
52$1973.79$336.50$1637.29$284822.78
53$1973.79$338.44$1635.36$284484.34
54$1973.79$340.38$1633.41$284143.96
55$1973.79$342.33$1631.46$283801.63
56$1973.79$344.30$1629.49$283457.33
57$1973.79$346.28$1627.52$283111.05
58$1973.79$348.26$1625.53$282762.79
59$1973.79$350.26$1623.53$282412.52
60$1973.79$352.28$1621.52$282060.25
61$1973.79$354.30$1619.50$281705.95
62$1973.79$356.33$1617.46$281349.62
63$1973.79$358.38$1615.42$280991.24
64$1973.79$360.44$1613.36$280630.80
65$1973.79$362.51$1611.29$280268.30
66$1973.79$364.59$1609.21$279903.71
67$1973.79$366.68$1607.11$279537.03
68$1973.79$368.79$1605.01$279168.24
69$1973.79$370.90$1602.89$278797.34
70$1973.79$373.03$1600.76$278424.31
71$1973.79$375.17$1598.62$278049.13
72$1973.79$377.33$1596.47$277671.81
73$1973.79$379.50$1594.30$277292.31
74$1973.79$381.67$1592.12$276910.64
75$1973.79$383.87$1589.93$276526.77
76$1973.79$386.07$1587.72$276140.70
77$1973.79$388.29$1585.51$275752.41
78$1973.79$390.52$1583.28$275361.90
79$1973.79$392.76$1581.04$274969.14
80$1973.79$395.01$1578.78$274574.13
81$1973.79$397.28$1576.51$274176.85
82$1973.79$399.56$1574.23$273777.28
83$1973.79$401.86$1571.94$273375.43
84$1973.79$404.16$1569.63$272971.26
85$1973.79$406.48$1567.31$272564.78
86$1973.79$408.82$1564.98$272155.96
87$1973.79$411.17$1562.63$271744.80
88$1973.79$413.53$1560.27$271331.27
89$1973.79$415.90$1557.89$270915.37
90$1973.79$418.29$1555.51$270497.08
91$1973.79$420.69$1553.10$270076.39
92$1973.79$423.11$1550.69$269653.29
93$1973.79$425.53$1548.26$269227.75
94$1973.79$427.98$1545.82$268799.77
95$1973.79$430.44$1543.36$268369.34
96$1973.79$432.91$1540.89$267936.43
97$1973.79$435.39$1538.40$267501.04
98$1973.79$437.89$1535.90$267063.15
99$1973.79$440.41$1533.39$266622.74
100$1973.79$442.94$1530.86$266179.80
101$1973.79$445.48$1528.32$265734.33
102$1973.79$448.04$1525.76$265286.29
103$1973.79$450.61$1523.19$264835.68
104$1973.79$453.20$1520.60$264382.48
105$1973.79$455.80$1518.00$263926.69
106$1973.79$458.42$1515.38$263468.27
107$1973.79$461.05$1512.75$263007.22
108$1973.79$463.69$1510.10$262543.53
109$1973.79$466.36$1507.44$262077.17
110$1973.79$469.03$1504.76$261608.14
111$1973.79$471.73$1502.07$261136.41
112$1973.79$474.44$1499.36$260661.97
113$1973.79$477.16$1496.63$260184.81
114$1973.79$479.90$1493.89$259704.91
115$1973.79$482.66$1491.14$259222.26
116$1973.79$485.43$1488.37$258736.83
117$1973.79$488.21$1485.58$258248.62
118$1973.79$491.02$1482.78$257757.60
119$1973.79$493.84$1479.96$257263.77
120$1973.79$496.67$1477.12$256767.10
121$1973.79$499.52$1474.27$256267.57
122$1973.79$502.39$1471.40$255765.18
123$1973.79$505.28$1468.52$255259.91
124$1973.79$508.18$1465.62$254751.73
125$1973.79$511.09$1462.70$254240.63
126$1973.79$514.03$1459.76$253726.60
127$1973.79$516.98$1456.81$253209.62
128$1973.79$519.95$1453.85$252689.68
129$1973.79$522.93$1450.86$252166.74
130$1973.79$525.94$1447.86$251640.80
131$1973.79$528.96$1444.84$251111.85
132$1973.79$531.99$1441.80$250579.85
133$1973.79$535.05$1438.75$250044.81
134$1973.79$538.12$1435.67$249506.69
135$1973.79$541.21$1432.58$248965.48
136$1973.79$544.32$1429.48$248421.16
137$1973.79$547.44$1426.35$247873.72
138$1973.79$550.59$1423.21$247323.13
139$1973.79$553.75$1420.05$246769.38
140$1973.79$556.93$1416.87$246212.46
141$1973.79$560.12$1413.67$245652.33
142$1973.79$563.34$1410.45$245088.99
143$1973.79$566.57$1407.22$244522.42
144$1973.79$569.83$1403.97$243952.59
145$1973.79$573.10$1400.69$243379.49
146$1973.79$576.39$1397.40$242803.10
147$1973.79$579.70$1394.09$242223.40
148$1973.79$583.03$1390.77$241640.37
149$1973.79$586.38$1387.42$241053.99
150$1973.79$589.74$1384.05$240464.25
151$1973.79$593.13$1380.67$239871.12
152$1973.79$596.53$1377.26$239274.59
153$1973.79$599.96$1373.83$238674.63
154$1973.79$603.40$1370.39$238071.23
155$1973.79$606.87$1366.93$237464.36
156$1973.79$610.35$1363.44$236854.00
157$1973.79$613.86$1359.94$236240.15
158$1973.79$617.38$1356.41$235622.76
159$1973.79$620.93$1352.87$235001.84
160$1973.79$624.49$1349.30$234377.35
161$1973.79$628.08$1345.72$233749.27
162$1973.79$631.68$1342.11$233117.58
163$1973.79$635.31$1338.48$232482.27
164$1973.79$638.96$1334.84$231843.31
165$1973.79$642.63$1331.17$231200.69
166$1973.79$646.32$1327.48$230554.37
167$1973.79$650.03$1323.77$229904.34
168$1973.79$653.76$1320.03$229250.58
169$1973.79$657.51$1316.28$228593.07
170$1973.79$661.29$1312.51$227931.78
171$1973.79$665.09$1308.71$227266.69
172$1973.79$668.90$1304.89$226597.79
173$1973.79$672.75$1301.05$225925.04
174$1973.79$676.61$1297.19$225248.44
175$1973.79$680.49$1293.30$224567.94
176$1973.79$684.40$1289.39$223883.54
177$1973.79$688.33$1285.46$223195.21
178$1973.79$692.28$1281.51$222502.93
179$1973.79$696.26$1277.54$221806.68
180$1973.79$700.25$1273.54$221106.42
181$1973.79$704.27$1269.52$220402.15
182$1973.79$708.32$1265.48$219693.83
183$1973.79$712.39$1261.41$218981.44
184$1973.79$716.48$1257.32$218264.97
185$1973.79$720.59$1253.20$217544.38
186$1973.79$724.73$1249.07$216819.65
187$1973.79$728.89$1244.91$216090.76
188$1973.79$733.07$1240.72$215357.69
189$1973.79$737.28$1236.51$214620.41
190$1973.79$741.52$1232.28$213878.89
191$1973.79$745.77$1228.02$213133.12
192$1973.79$750.05$1223.74$212383.06
193$1973.79$754.36$1219.43$211628.70
194$1973.79$758.69$1215.10$210870.01
195$1973.79$763.05$1210.75$210106.96
196$1973.79$767.43$1206.36$209339.53
197$1973.79$771.84$1201.96$208567.70
198$1973.79$776.27$1197.53$207791.43
199$1973.79$780.73$1193.07$207010.70
200$1973.79$785.21$1188.59$206225.49
201$1973.79$789.72$1184.08$205435.78
202$1973.79$794.25$1179.54$204641.53
203$1973.79$798.81$1174.98$203842.72
204$1973.79$803.40$1170.40$203039.32
205$1973.79$808.01$1165.78$202231.31
206$1973.79$812.65$1161.14$201418.66
207$1973.79$817.32$1156.48$200601.34
208$1973.79$822.01$1151.79$199779.34
209$1973.79$826.73$1147.07$198952.61
210$1973.79$831.47$1142.32$198121.13
211$1973.79$836.25$1137.55$197284.89
212$1973.79$841.05$1132.74$196443.84
213$1973.79$845.88$1127.92$195597.96
214$1973.79$850.74$1123.06$194747.22
215$1973.79$855.62$1118.17$193891.60
216$1973.79$860.53$1113.26$193031.07
217$1973.79$865.47$1108.32$192165.59
218$1973.79$870.44$1103.35$191295.15
219$1973.79$875.44$1098.35$190419.71
220$1973.79$880.47$1093.33$189539.24
221$1973.79$885.52$1088.27$188653.72
222$1973.79$890.61$1083.19$187763.11
223$1973.79$895.72$1078.07$186867.39
224$1973.79$900.86$1072.93$185966.52
225$1973.79$906.04$1067.76$185060.49
226$1973.79$911.24$1062.56$184149.25
227$1973.79$916.47$1057.32$183232.78
228$1973.79$921.73$1052.06$182311.05
229$1973.79$927.02$1046.77$181384.02
230$1973.79$932.35$1041.45$180451.67
231$1973.79$937.70$1036.09$179513.97
232$1973.79$943.08$1030.71$178570.89
233$1973.79$948.50$1025.29$177622.39
234$1973.79$953.95$1019.85$176668.44
235$1973.79$959.42$1014.37$175709.02
236$1973.79$964.93$1008.86$174744.09
237$1973.79$970.47$1003.32$173773.62
238$1973.79$976.04$997.75$172797.57
239$1973.79$981.65$992.15$171815.92
240$1973.79$987.28$986.51$170828.64
241$1973.79$992.95$980.84$169835.69
242$1973.79$998.65$975.14$168837.03
243$1973.79$1004.39$969.41$167832.64
244$1973.79$1010.16$963.64$166822.49
245$1973.79$1015.96$957.84$165806.53
246$1973.79$1021.79$952.01$164784.75
247$1973.79$1027.66$946.14$163757.09
248$1973.79$1033.56$940.24$162723.53
249$1973.79$1039.49$934.30$161684.04
250$1973.79$1045.46$928.34$160638.59
251$1973.79$1051.46$922.33$159587.13
252$1973.79$1057.50$916.30$158529.63
253$1973.79$1063.57$910.22$157466.06
254$1973.79$1069.68$904.12$156396.38
255$1973.79$1075.82$897.98$155320.56
256$1973.79$1082.00$891.80$154238.57
257$1973.79$1088.21$885.59$153150.36
258$1973.79$1094.46$879.34$152055.90
259$1973.79$1100.74$873.05$150955.16
260$1973.79$1107.06$866.73$149848.10
261$1973.79$1113.42$860.38$148734.69
262$1973.79$1119.81$853.98$147614.88
263$1973.79$1126.24$847.56$146488.64
264$1973.79$1132.71$841.09$145355.93
265$1973.79$1139.21$834.59$144216.73
266$1973.79$1145.75$828.04$143070.98
267$1973.79$1152.33$821.47$141918.65
268$1973.79$1158.94$814.85$140759.70
269$1973.79$1165.60$808.20$139594.10
270$1973.79$1172.29$801.50$138421.81
271$1973.79$1179.02$794.77$137242.79
272$1973.79$1185.79$788.00$136057.00
273$1973.79$1192.60$781.19$134864.40
274$1973.79$1199.45$774.35$133664.95
275$1973.79$1206.33$767.46$132458.62
276$1973.79$1213.26$760.53$131245.35
277$1973.79$1220.23$753.57$130025.13
278$1973.79$1227.23$746.56$128797.89
279$1973.79$1234.28$739.51$127563.61
280$1973.79$1241.37$732.43$126322.25
281$1973.79$1248.49$725.30$125073.75
282$1973.79$1255.66$718.13$123818.09
283$1973.79$1262.87$710.92$122555.22
284$1973.79$1270.12$703.67$121285.10
285$1973.79$1277.42$696.38$120007.68
286$1973.79$1284.75$689.04$118722.93
287$1973.79$1292.13$681.67$117430.80
288$1973.79$1299.55$674.25$116131.26
289$1973.79$1307.01$666.79$114824.25
290$1973.79$1314.51$659.28$113509.74
291$1973.79$1322.06$651.74$112187.68
292$1973.79$1329.65$644.14$110858.03
293$1973.79$1337.28$636.51$109520.75
294$1973.79$1344.96$628.83$108175.78
295$1973.79$1352.68$621.11$106823.10
296$1973.79$1360.45$613.34$105462.65
297$1973.79$1368.26$605.53$104094.38
298$1973.79$1376.12$597.68$102718.27
299$1973.79$1384.02$589.77$101334.25
300$1973.79$1391.97$581.83$99942.28
301$1973.79$1399.96$573.84$98542.32
302$1973.79$1408.00$565.80$97134.32
303$1973.79$1416.08$557.71$95718.24
304$1973.79$1424.21$549.58$94294.03
305$1973.79$1432.39$541.40$92861.64
306$1973.79$1440.61$533.18$91421.03
307$1973.79$1448.89$524.91$89972.14
308$1973.79$1457.20$516.59$88514.94
309$1973.79$1465.57$508.22$87049.37
310$1973.79$1473.99$499.81$85575.38
311$1973.79$1482.45$491.35$84092.93
312$1973.79$1490.96$482.83$82601.97
313$1973.79$1499.52$474.27$81102.45
314$1973.79$1508.13$465.66$79594.32
315$1973.79$1516.79$457.00$78077.53
316$1973.79$1525.50$448.30$76552.03
317$1973.79$1534.26$439.54$75017.77
318$1973.79$1543.07$430.73$73474.70
319$1973.79$1551.93$421.87$71922.78
320$1973.79$1560.84$412.96$70361.94
321$1973.79$1569.80$403.99$68792.14
322$1973.79$1578.81$394.98$67213.33
323$1973.79$1587.88$385.92$65625.45
324$1973.79$1596.99$376.80$64028.46
325$1973.79$1606.16$367.63$62422.29
326$1973.79$1615.39$358.41$60806.91
327$1973.79$1624.66$349.13$59182.24
328$1973.79$1633.99$339.80$57548.25
329$1973.79$1643.37$330.42$55904.88
330$1973.79$1652.81$320.99$54252.08
331$1973.79$1662.30$311.50$52589.78
332$1973.79$1671.84$301.95$50917.94
333$1973.79$1681.44$292.35$49236.50
334$1973.79$1691.09$282.70$47545.40
335$1973.79$1700.80$272.99$45844.60
336$1973.79$1710.57$263.22$44134.03
337$1973.79$1720.39$253.40$42413.64
338$1973.79$1730.27$243.52$40683.37
339$1973.79$1740.20$233.59$38943.16
340$1973.79$1750.20$223.60$37192.97
341$1973.79$1760.24$213.55$35432.72
342$1973.79$1770.35$203.44$33662.37
343$1973.79$1780.52$193.28$31881.86
344$1973.79$1790.74$183.05$30091.12
345$1973.79$1801.02$172.77$28290.10
346$1973.79$1811.36$162.43$26478.74
347$1973.79$1821.76$152.03$24656.97
348$1973.79$1832.22$141.57$22824.75
349$1973.79$1842.74$131.05$20982.01
350$1973.79$1853.32$120.47$19128.69
351$1973.79$1863.96$109.83$17264.72
352$1973.79$1874.67$99.13$15390.06
353$1973.79$1885.43$88.36$13504.63
354$1973.79$1896.26$77.54$11608.37
355$1973.79$1907.14$66.65$9701.23
356$1973.79$1918.09$55.70$7783.14
357$1973.79$1929.11$44.69$5854.03
358$1973.79$1940.18$33.61$3913.85
359$1973.79$1951.32$22.47$1962.53
360$1973.79$1962.53$11.27$0.00